Do You Need Travel Insurance for Skiing and Snowboarding Trips?

Should You Get Travel Insurance For Your Next Ski Trip?Winter brings with it the thrill and fun of skiing, snowboarding, and other winter sports. Skiing and snowboarding are excellent exercise for muscle building and challenging yourself—there will always be a higher mountain to climb and a sharper bend to go through. Such challenges build your perseverance, but did you know there are risks associated with skiing and snowboarding?

Risks Associated With Skiing and Snowboarding

Like any sport, there is a risk that goes with skiing and snowboarding. Knowing about these risks in advance can help minimize them or give you the knowledge you need to act effectively.


Fortunately, avalanches aren’t as common as they may seem in movies or on TV, especially if you’re skiing or snowboarding at a resort. Resorts are built in safe zones that have low chances of incurring avalanches, and if you stay in the resort’s marked areas, you’ll be the safest you can be from one. Risk of avalanches increases when you head off the beaten path. Of the 256 avalanche-related deaths that occurred over the past 10 years, only seven happened within a safe zone.


Prolonged exposure to elements without coverage results in hypothermia. When the body temperature drops, it results in the body shaking, confusion, or even death. This is why being properly dressed is so important while you’re outside during winter.


Frostbite most commonly affects your fingers, toes, and other extremities that are most exposed to the cold. If left untreated in its most severe states, frostbite can cause permanent nerve damage or even lead to the amputation of the affected body part.

How to Protect Yourself While Skiing and Snowboarding

Are you a skiing or snowboarding fanatic who waits all year to spend all day out on the mountains? Or are you a newbie who’s hitting the slopes for the first time? No matter what your experience level, you need to know how to protect yourself while you’re outside. Here are the three of the best tips that everyone needs to follow.

Have Protective Gear

If you’re afraid of avalanches or are planning on being somewhere avalanches are common, you’ll want to have the right gear with you. Avalanche beacons and avalanche airbags can be the difference between life and death if you get buried.

Use the Buddy System

You should never ski alone. Skiing with another person may make the difference between death and life. Some injuries resulting from skiing are fatal or may cause broken bones, leaving you incapacitated and unable to seek help. In case of frostbite or hypothermia, you would need another person to carry you to safety. If you’re skiing or snowboarding on your own, no one will know if these things have happened to you, drastically reducing your chances of survival. Always go with a friend in case of emergencies like these.

Make Sure Someone Knows Where You’re Going

It is vital to inform another person where you will be skiing and when you’re coming back. Drastic changes in weather have resulted in snowstorms and avalanches where people have been buried alive. If you tell someone where you’ll be going and when you’re planning to come back, they can tell the proper authorities where to start searching for you if you don’t come back.

Wear the Right Clothes

Skiers should wear protective clothing such protective gear includes helmets, boots, ski bindings, wrist guards, goggles, and snowboard knee pads. It is prudent that the skiers stay warm to avoid frostbite, and dressing in layers is the best way for keeping your body at the right body temperature. The clothing needs to be protective and also fit correctly. If it’s too loose, it could cause it to get caught on foliage or yourself. If it’s too tight, it could restrict your movement and cause you to fall.

Why You Need Travel Insurance

Travel insurance is a policy that covers lost luggage, medical expenses, flight accidents, and other losses during travel or camping. The policy protects you from financial risks and damages while traveling. Minor mishaps can ruin a good skiing experience. Minor injuries or loss of luggage may distract your attention from a good day in the snow. Skiing coverage from travel insurance will give you a peaceful mind knowing that you and your luggage are covered. Humans can’t control the weather, but a travel insurance cover will keep the worries away.